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A QUICK LOOK AT BANKRUPTCY
Debt can be overwhelming.  It can leave you feeling isolated and depressed.  You are not alone.  We are ready to help.

To some people, bankrupcty is a dirty word.  Credit card companies and debt consolidation companies feed this idea because they make money from you if they can frighten you away from considering a bankrupcty.

The truth is that bankruptcy is a lifeline in a sea of danger.  Most individuals who are overwhelmed by debt qualify either for a chapter 7 bankruptcy or a chapter 13 bankruptcy.  Generally speaking, we prefer a Chapter 7 as you are in and out of them in 4 to 6 months and you will not make payments to unsecured creditors.  Chapter 13 is for those who are behind on their mortgage or who have too much stuff or make too much money to qualify for a Chapter 7 bankruptcy. 

We will help you figure out which approach is best for you.  We will also get you credit counseling so that you can immediately begin to repair your credit.  Our goal is to permanently fix your problems by giving you a path to success.   
 
“You don't have to go it alone.  We will help you achieve debt freedom!”
David B. Ross, Esq.